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At Pennian Bank, we know that buying a home can be stressful. Getting a mortgage doesn’t have to be. We offer flexible financing options to suit your needs.

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First Time Home Buyers

Qualified first time home buyers may be eligible for:
  • Low down payment options
  • Mortgages available with and without Private Mortgage Insurance (PMI). Income and credit score restrictions apply. You have to maintain a credit score of 660 or above to qualify.
  • Competitive rates
  • Lower closing costs than large banks

Fixed Rate Mortgages

  • Applicants lock in a fixed monthly rate for the life of the loan
  • Enjoy the security of knowing you have the same payment each month
  • Competitive rates

Adjustable Rate Mortgages (ARM)

  • Interest rate may adjust periodically as market rates change
  • Offers financial flexibility

Secondary Market Loans

  • We partner with institutions in the secondary market to help you get the lowest rate possible.
  • We offer the same competitive rates as large banks, but with the customer service and personal touch you’ve come to expect from Pennian Bank.
In addition to these options, Pennian Bank is also able to offer:
  • Construction loans
  • VA loans
  • Jumbo loans
  • FHA loans

Contact any of our offices to talk about what loan is right for you, or click here to start your application online!