Rates
Certificate of Deposit
Rates valid July 16, 2019 thru July 22, 2019
| COD Term | <$10,000.00 Interest Rate | APY | $10,000.00-$49,999.99 Interest Rate | APY | $50,000.00-$99,999.99 Interest Rate | APY | $100,000.00 & Over Interest Rate | APY |
|---|---|---|---|---|---|---|---|---|
| CD Plus | 0.50% | 0.50% | 0.60% | 0.60% | 0.65% | 0.65% | 0.70% | 0.70% |
| Easy Access | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% |
| 3 Month | 0.50% | 0.50% | 0.60% | 0.60% | 0.65% | 0.65% | 0.70% | 0.70% |
| 6 Month * | 0.50% | 0.50% | 0.60% | 0.60% | 0.65% | 0.65% | 0.70% | 0.70% |
| 12 Month * | 0.60% | 0.60% | 0.70% | 0.70% | 0.75% | 0.75% | 0.80% | 0.80% |
| 18 Month * | 0.65% | 0.65% | 0.75% | 0.75% | 0.80% | 0.80% | 0.85% | 0.85% |
| 24 Month * | 0.75% | 0.75% | 0.85% | 0.85% | 0.90% | 0.90% | 0.95% | 0.95% |
| 30 Month * | 0.80% | 0.80% | 0.90% | 0.90% | 0.95% | 0.95% | 1.00% | 1.00% |
| 36 Month * | 1.00% | 1.00% | 1.10% | 1.11% | 1.15% | 1.16% | 1.20% | 1.21% |
| 48 Month * | 1.15% | 1.16% | 1.25% | 1.26% | 1.30% | 1.31% | 1.35% | 1.36% |
| 60 Month * | 2.35% | 2.38% | 2.35% | 2.38% | 2.35% | 2.38% | 2.35% | 2.38% |
| 12 Month Variable IRA * | 0.50% | 0.50% | 0.60% | 0.60% | 0.65% | 0.65% | 0.70% | 0.70% |
| Municipal EasyAccess | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% |
APY = Annual Percentage Yield
Penalty for early withdrawal.
The Annual Percentage Yield assumes that interest remains on deposit until maturity and that a withdrawal of interest will reduce the earnings on the account.
* - These terms are available for IRA's
Certificate of Deposit Specials
Rates valid July 16, 2019 thru July 22, 2019
| Certificate of Deposit Specials | <$10,000.00 Interest Rate | APY | $10,000.00- $49,999.99 Interest Rate | APY | $50,000.00-$99,999.99 Interest Rate | APY | $100,000.00 & Over Interest Rate | APY |
|---|---|---|---|---|---|---|---|---|
| 9 Month CD* | 2.35% | 2.38% | 2.35% | 2.38% | 2.35% | 2.38% | 2.35% | 2.38% |
| 27 Month CD* | 2.25% | 2.27% | 2.25% | 2.27% | 2.25% | 2.27% | 2.25% | 2.27% |
APY = Annual Percentage Yield
Penalty for early withdrawal.
The Annual Percentage Yield assumes that interest remains on deposit until maturity and that a withdrawal of interest will reduce the earnings on the account.
* - These terms are available for IRA's
Deposit Account Rates
| Account Type | Minimum to Earn Interest | Interest Rate | APY | Interest Rate | APY | ||
|---|---|---|---|---|---|---|---|
| Kasasa Cash ** ^ | $0.01 | 1.9819% | 2.00% | $15,000.00 & Over | 0.2497% | 0.25% | |
| Kasasa Cash with Saver ** ^ | $0.01 | 1.9819% | 2.00% | $15,000.00 & Over | 0.2497% | 0.25% | |
| Value Money Market (effective 04/09/19) | $100.00 | 0.10% | 0.10% | $25,000.00 - $49,999.99 | 0.10% | 0.10% | |
| $50,000.00 - $99,999.99 | 0.10% | 0.10% | |||||
| $100,000.00 - $249,999.99 | 0.20% | 0.20% | |||||
| $250,000.00 & Over | 0.25% | 0.25% | |||||
| Classic Checking (effective 3/10/09) | $1.00 | 0.10% | 0.10% | ||||
| Municipal/NonProfit Priority (effective 01/31/17)** | $1.00 | 0.35% | 0.35% | $25,000.00 - $499,999.99 | 0.45% | 0.45% | |
| $500,000.00 & Over | 0.75% | 0.75% | |||||
| Municipal/NonProfit Elite (effective 01/31/17)** | $100,000.00 | 0.65% | 0.65% | $500,000.00 & Over | 0.75% | 0.75% | |
| Kasasa Saver ** ^ (effective 2/22/18) | $0.01 | 0.9954% | 1.00% | 100,000.00 & Over | 0.2497% | 0.25% | |
| Carefree Savings (effective 4/2/13) | $100.00 | 0.10% | 0.10% | ||||
| Christmas Club - (10/16/15) | $25.00 | 0.05% | 0.05% | ||||
| Christmas Club - automatic (10/16/15) | $25.00 | 0.10% | 0.10% | ||||
| Vacation Club - (11/01/16) | $25.00 | 0.05% | 0.05% | ||||
| Vacation/Tax Club - automatic (11/01/16) | $25.00 | 0.10% | 0.10% | ||||
| Health Savings Account (effective 7/1/10) | $0.01 | 0.50% | 0.50% | ||||
APY = Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the account.
** Indicates Split Rate
^ Indicates qualifying rate (Please see account disclosure for non-qualifying rate.)