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Club Accounts

Club Accounts

Start saving up for that special time of year by opening a special account for just that purpose. We offer Christmas, Tax and Vacation Club Accounts that earn interest on balances greater than $25.

Christmas Club

  • $1 minimum deposit required
  • Interest applies to balances greater than or equal to $25
  • Interest is compounded and credited to your account on October 15 or the last business day before October 15
  • Interest begins to accrue on the business day you deposit noncash items
  • Offers a fixed interest rate with an extra .10 APY when you have your contributions automatically deposited.
  • Make deposits at an office or through automatic deduction
  • Online access to verify balances and make deposits through Online Banking
  • You will be charged $5 for each withdrawal you make on your account before October 15.
  • You will be charged $5 and lose all accrued interest if you close your account before October 15. No transfers permitted.

Tax Club

  • Interest applies to balances greater than or equal to $25
  • Interest is compounded and credited to your account on October 15 or the last business day before October 15
  • Interest begins to accrue on the business day you deposit noncash items
  • The balance of the account will be transferred automatically to a Pennian Bank checking account of your choice on February 15 and August 15 or the last business day before February 15 and August 15.
  • The amount will be available to withdraw on February 16 and August 16.
  • Online access to verify balances and make deposits through Online Banking.
  • You will be charged a penalty of $5 for withdrawals made prior to automatic disbursement dates.

Vacation Club

  • $1 minimum deposit required.
  • Interest applies to balances greater than or equal to $25.
  • Interest is compounded and credited to your account on May 15 or the last business day before May 15. You will receive all accrued interest on the account if you withdraw your funds after May 15.
  • Interest begins to accrue on the business day you deposit noncash items
  • Online access to verify balances and make deposits through Online Banking
  • Limit of 6 pre-authorized (including automatic) transfers of funds per month. The account will be permitted no more than six withdrawals or pre-authorized transfers, including ATM transactions per month. A charge of $3.00 per transfer or withdrawal will be assessed for each transfer or withdrawal in excess of the permitted six.